Welcome to my site. By using this website, you’re agreeing to the terms below. I’ve done my best to keep them simple and clear, but if you have any questions, feel free to contact me.

1. Content Disclaimer

Everything I write and share here is based on research, personal judgment, and public information available at the time. I do my best to be accurate and fair—but I can’t guarantee that every detail will always be up to date or perfect.

Please don’t treat anything here as official legal, financial, medical, or professional advice. Always do your own research or talk to a qualified expert before making big decisions based on what you read.

2. Using My Content

All the content on this site—including articles, graphics, and any downloads—is created and owned by me, unless otherwise stated.

You’re welcome to:

  • Read and share links to my articles
  • Quote small sections with clear credit and a link back

But please don’t:

  • Copy full posts or republish content without permission
  • Use my work to sell your own product or service without a license

If you’re not sure whether something’s okay to use, ask me first.

Sometimes I link to outside sources, tools, or websites. I do this to give you more info or context, but I don’t control those sites. I’m not responsible for what they say, how they work, or what they do with your data.

Click those links at your own risk.

4. Your Responsibility

This site is here to inform and guide—but what you do with the information is up to you. I’m not responsible for how you use the content, or any results (good or bad) that come from it.

Always think critically and make choices that are right for you.

5. Privacy and Data

If you use a contact form or leave a comment, I may collect some basic info (like your name and email) to reply or prevent spam. I don’t sell your data or use it for anything shady.

Check my Privacy Policy for full details.

6. Updates

I may update these terms from time to time. If I do, I’ll change the “last updated” date below. By continuing to use the site, you agree to the latest version.

Last updated: June 4, 2025

If you have any questions about these terms or how I run this site, feel free to reach out.